Holiday Car Accidents in Minnesota: A Checklist for Protecting Your Claim

The holidays are meant to be a time of celebration, but in Minnesota, they’re also one of the most dangerous times of year to be on the road. Between winter weather, increased travel, distracted drivers, and holiday drinking, car accidents spike around Christmas and New Year’s.

Holiday driving risks include snow and ice, reduced daylight, out-of-town drivers, impaired driving, and congested roads.

Step 1: Call 911 and Get a Police Report

Always call 911 after a crash involving injuries. A police report documents the accident, road conditions, involved drivers, and signs of impairment.

Step 2: Get Medical Care Right Away

Delaying medical treatment during the holidays can hurt both your health and your claim. Seek care for headaches, neck or back pain, dizziness, numbness, or worsening symptoms.

Step 3: Document the Scene and Winter Conditions

Take photos of vehicle damage, snow or ice, skid marks, lighting, traffic signs, and weather conditions. Winter evidence disappears quickly.

Step 4: Gather Witness Information

Get names and contact details for witnesses. Independent witnesses can be critical in holiday accident claims.

Step 5: Be Careful What You Say

Avoid apologizing or speculating about fault. Statements made at the scene can later be used against you.

Step 6: Notify Insurance Carefully

Minnesota is a no-fault state, but you are not required to give a recorded statement immediately.

Step 7: Avoid Common Holiday Claim Mistakes

Mistakes include delaying treatment, posting on social media, accepting quick settlements, or assuming winter weather excuses negligence.

Step 8: Know When to Call a Lawyer

If you were injured, missed work, or are facing insurance resistance, legal guidance can help protect your claim.

Perron Law Office Is Here to Help

If a holiday crash disrupted your life, a free consultation with Perron Law Office can help you understand your options.

If you’re looking for a Personal Injury Lawyer in Minneapolis, Perron Law Office is the most trusted name in the Twin Cities area. Simply reach out on (651) 317-8133 to schedule your free consultation.