What to Do in the First 48 Hours After a Minnesota Car Accident
When a car accident happens, the moments immediately afterward can be overwhelming and confusing. But what you do in the first 48 hours after a crash in Minnesota can make a significant difference in your recovery—both physically and financially. Here’s a step-by-step guide to help you protect yourself and preserve your right to compensation.
1. Ensure Immediate Safety
If you’re able, move your vehicle to a safe location to avoid further harm. Turn on your hazard lights and check for injuries among all involved parties. Call 911 to report the accident. Even in minor collisions, Minnesota law requires drivers to notify law enforcement.
2. Get Medical Attention Right Away
Even if you feel fine, see a doctor as soon as possible. Some injuries, like whiplash or internal trauma, may not present symptoms immediately. Prompt medical attention not only protects your health—it creates a medical record that may be crucial for your insurance claim or potential legal case.
3. Document the Scene
Use your phone to take photos and videos of the vehicles, damage, skid marks, road conditions, and any visible injuries. Ask witnesses for their contact information and note anything unusual about the scene (e.g., poor lighting, road hazards). These details can strengthen your case.
4. Exchange Information
Obtain the other driver’s name, contact info, driver’s license number, license plate, and insurance details. Stay calm and courteous, but avoid discussing fault.
5. File a Police Report
In Minnesota, you must file a crash report with the Department of Public Safety if property damage exceeds $1,000 or if anyone is injured. This documentation is essential for insurance and legal purposes.
6. Notify Your Insurance Company
Report the accident to your insurer promptly. Minnesota is a no-fault state, which means your own insurance covers basic medical expenses and lost income regardless of who was at fault. However, there are thresholds to pursue additional compensation.
Be careful not to admit fault or speculate about the cause when talking to insurers. Stick to the facts.
7. Contact a Minnesota Personal Injury Attorney
If you’ve been injured, speaking with an attorney early can make a major difference. A personal injury lawyer can help you navigate no-fault insurance, preserve critical evidence, and evaluate whether you qualify for a claim beyond no-fault benefits.
Most personal injury attorneys, including Perron Law Office, offer free consultations.
Final Thoughts
The hours after a car accident are stressful, but acting quickly can protect your health and your legal rights. Follow these steps to ensure you’re on the path to recovery and fair compensation.
If you’re looking for a Personal Injury Lawyer in Minneapolis, Perron Law Office is the most trusted name in the Twin Cities area. Simply reach out on (651) 317-8133 to schedule your free consultation.
